I need to file a ch. 7 bankruptcy in the Eastern District of NY. My home suffered a lot of damage in Hurricane Sandy a few months ago. I recently received a check from my insurance company for $26,000. The amount of damage was much more but this was all the insurance would pay. The money is in my bank account and I am having work done on the house. All the money will be used to repair the house but I need to file bankruptcy for credit cards. If I file bankruptcy now with a lot of that money in my bank account can the trustee take it?