Any advice on dealing with the Rubin and Rothman Law firm reguarding 6K owed to Capitol One bank?

Asked over 1 year ago - Baldwin, NY

No law suit yet.

Attorney answers (4)

  1. Richard Albert Luthmann

    Pro

    Contributor Level 14

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    Answered . Send them a certified letter that they are only to correspond in writing. In the letter, ask them to validate the debt under fair debt collections practices act and have them remove it from your credit within 30 days under the fair credit reporting act if not validated. Have an attorney ready to answer the complaint if they serve you and then have the attorney serve them with a discovery request. (All of this is very technical and I would not recommend you do this yourself). Then have your attorney negotiate with them once you have raised the cost of their collections. You almost always will have a better result.

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  2. Yefim Rubinov

    Contributor Level 17

    6

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    Answered . Get a lawyer to negotiate the debt on your behalf

  3. Jayson Lutzky

    Pro

    Contributor Level 20

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    Answered . Also consider your option to file bankruptcy if you have additional debts.

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  4. Roman Aminov

    Pro

    Contributor Level 13

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    Answered . I have dealt with them and have gotten low settlements, but, as always,
    past performance is no guarantee of future results. Speak with an attorney.

    Sincerely, Roman Aminov, Esq.
    Law Offices of Roman Aminov
    147-17 Union Turnpike | Flushing, New York 11367
    P: 347.766.2685 | F: 347.474.7344
    Roman@AminovLaw.com | www.AminovLaw.com
    >

    This answer does not constitute legal advice and no attorney client relationship has been formed. Before choosing... more

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