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All documents needed (where to find) for Chapter 7 bankruptcy ? Financial counseling course before court date ?

Sacramento, CA |

Representing self, did call Federal Court # recording only.

Have to do ASAP to satisfy Mortgage modification.

Retired w/Medical 3-29-2013 after 40+yrs w/County of Sacramento.

Thank you for your time/help on this urgent matter.

Attorney Answers 4


  1. Check the courts website for your forms and also the approved course providers. Sound like Northern Federal district of California.


  2. Here is just a sampling of providers (numbers, costs may be outdated, so please use at your own discretion):

    • CC Advising www.ccadvising.com ($14 credit counseling)

    • Cricket Debt Counseling www.cricketdebt.com/index.php or call (866) 719-0400;

    • DebtorWise.org www.debtorwise.org or call (800) 849-3036 (online - $25 credit counseling; $15 debtor education/ telephone - $34.95 credit counseling; $24.95 debtor education)

    • Cricket Debt Counseling www.cricketdebt.com/index.php or call (866) 719-0400;

    • Greenpath: www.greenpath.com or call (888) 860-4220;

    • Springboard www.credit.org or call (800) 947-3752;

    • Consumer Credit Counseling www.gotdebt.org or call (800) 540-2227.

    Best of luck!

    Michael Salanick, Esq.
    www.salanicklaw.com

    NOTE: we can be reached at www.salanicklaw.com (310) 590-4575. This answer is made available by the lawyer for educational purposes only. By using or participating in this site you understand that there is no attorney client privilege between you and the attorney responding. This site should not be used as a substitute for competent legal advice from a licensed professional attorney with whom you have established an attorney client relationship. The law changes frequently and varies from jurisdiction to jurisdiction. The information and materials provided are general in nature, and may not apply to a specific factual or legal circumstance described in the question.


  3. Sacramento is in the Eastern District.
    Try www.caeb.uscourts.gov


  4. I agree with Mr. Whitaker. Sacramento is Eastern District. The website he provided has list of forms that need be filed.
    You need to complete credit counseling before you file, and then another counseling after you file.

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