I settled with WC carrier, they put a claim in to Erie insurance for 15,000 which covers everything they paid me and the costs associated with handling my claim. Erie wants to close the case and has called me on the phone to see if I wanted to make a claim and/or settle. statute of limitations runs out May 2013 and I had some serious P&S and will probably forever as I never had surgery. Its my back and the MRI revealed a sprain with fluid in the L4 vertebrae. If they are calling me to settle, should I settle or will I have to pay back the WC carrier?