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After my chapter 7 was discharged should the creditors be listed as account closed instead of nothing in accoubt status

Asked over 2 years ago - Chicago, IL
After Bankruptcy Bankruptcy Bankruptcy Discharge Chapter 7 Bankruptcy Dischargeable Debt

i pull up credit report and it says some accounts not paid on time even though i pay all my new creditors i got after bankruptcy

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Attorney answers (1)

Reputation Level 9
Answered over 2 years ago. Bankruptcy Attorney in Granite City, IL.
The simple answer is your credit line should say $0 Balance; and the trade line may include a note that you filed bankruptcy. If your credit report shows a positive balance owed you should contact a lawyer familiar with Fair Credit Reporting Act and Fair Debt Collection Practices Act law.
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