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After I claim bankrutpcy, can a debt collector try to collect a debt i claimed bankruptcy on 10 years later?After I claim bankrutpcy, can a debt collector try to collect a debt i claimed bankruptcy on 10 years later? I spoke to some one and they told me that I can claim bankruptcy, but 10 years later, the creditor can try to collect as "ghost debt", and if they get in contact with me, that the statute of limitations starts all over and they can sue me? Attorney answers (4)
Reputation Level 12
Answered over 2 years ago.
Bankruptcy Attorney in Atlanta, GA.
Confirm the debt in question was included in your bankruptcy petition. If it was, and you received a "Discharge," then the debt is considered uncollectable.
If the debt collector is contacting you provide them with your bankruptcy case number so they can confirm the filing. If they continue to harass you after that, contact an attorney for a possible claim under the Fair Debt Collection Act. I hope this was helpful. Angel M. Van Wieren www.vanwierenlaw.com 1 person marked this answer as good
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Reputation Level 13
Answered over 2 years ago.
Debt Collection Attorney in Bohemia, NY.
If you listed the debt in the your bankruptcy Petition and received a general Discharge from the Bankruptcy Court, the creditor can not pursue the debt.
Reputation Level 13
Answered over 2 years ago.
Bankruptcy Attorney in White Plains, NY.
Cal your bankruptcy attorney. He or she should know what to do; if not call me.
Reputation Level 9
Answered over 2 years ago.
Debt Collection Attorney in Sterling Heights, MI.
Generally no if debt was otherwise dischargeable. Also statute of limitations may have run
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