Posted 26 minutes ago.
My att. Asked for policy limits and the ins. Company responded with a 15,000 dollar offer but didnt include the original policy limits that their client signed in the fax their acting like its a 15,000 dollar limit but my att. Said he still needs to make sure thats the total limit on the policy the ins. Company was supposed to respond by the 12 but didnt I was supposed to recive a check overnight mail at my att. So are they now liable for more or can they take as longas they want or do u think their trying to trick us I need back surgery so 15,000 wont do anything ecspecially after I pay my doctors my laywer was exctied about them not responding by the 12th why? I already signed for the money but my laywer didnt send the ins. Co. the signed document cuz he wanted
Your question is posted in the Employment practice area, yet it sounds like you might be talking about a personal injury matter. Frankly, regardless of the practice area, you are asking attorneys on this internet site to give you advice about something that they are really unequipped to do. The issues involved are far more complicated than you have disclosed or can disclose in this Q&A site. And no one here can possibly answer a "why" question.
You have an attorney. Ask the attorney. Only your attorney knows all of the facts and all of the dynamics in play.
Good luck to you.
Almost always the time between the agreement to settle a claim to the release of funds to the injured takes much longer than one expects, and simply requires great patience. Your own attorney is the best source of information on the process and status in your case.
Best wishes for an outcome you can accept, and please remember to designate a best answer.
Your question is confusing. In some states it is necessary to start a lawsuit before you find out the policy limits, but it would be fraudulent for a company to misrepresent the amount of coverage. Your attorney should be able to determine and is obligated to determine the limit BEFORE your case is settled if it is worth more than the policy limits.
The insurance company your lawyer is collecting from has to notify him in writing of the policy limits if their insured agrees to release the limits and in your situation (needing back surgery due to the accident), the insurance company should convince their insured to agree on releasing the policy limits so they can inform your attorney of the policy limits in writing and pay the $15,000.00. Your attorney was excited hoping that it's just an offer of 15000 and it is not the policy limit.
I hope this helped. Good luck.
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