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Accident with property damage but no other cars involved and i had no car insurance what are the consequences in illinois

South Holland, IL |

I swerved to miss a car that stopped suddenly at a light that turned yellow and hit a light pole and had no insurance

Attorney Answers 5


  1. You would have to pay for all damages out of your own pocket.

    Free Consultation. 1-800-330-2274


  2. Likely, if there was a police report made, you will have to pay the City for the damage to the light pole. Further, if you got a ticket for no insurance, you will have to go to court and then show proof of insurance and then make sure you maintain insurance for a certain amount of time.

    I hope this helps-

    The information provided on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship


  3. If you had property damage coverage on your car, your insurance company should pay for your damage (and for any damage caused to the pole-since the local utility will likely want to get paid for its repair as well). As for "consequences", depending on the carrier, you may see a rate increase.

    Disclaimer- The information you obtain at our web-site or through postings on such sites as this is not, nor is it intended to be, legal advice. You should consult an attorney for specific advice regarding your individual situation. Any response given here is not intended to create, nor does it create an ongoing duty to respond to questions. The response does not form an attorney-client relationship, nor is it intended to be relied upon as legal advice. The response given is based upon the limited facts provided by the person asking the question. To the extent additional or different facts exist, the response might possibly change.


  4. Report to your insurer and it should be covered.

    Stephen L. Hoffman
    Law Office of Stephen L. Hoffman LLC
    Chicago, Illinois
    Phone/facsimile: 773-944-9737
    stephen@hofflawyer.com
    www.hofflawyer.com

    This answer posted on Avvo is for informational and educational purposes only. There is no attorney-client relationship created or formed and you should not rely on this as legal advice. The suggestion is made that if you wish to protect your rights, you consult with an attorney immediately.


  5. You would have to cover the damages.

    Free Consultation. 1-877-258-3083. Serving the Nation. Only 29% Fee Deducted.

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