A Sample response letter to the court for a debt summons

Asked about 2 years ago - Smyrna, GA

I am being sued by debt collector and I need to write a response letter. I owe the money but cannot afford to pay. I do not know how to write the letter to the court. I need a sample letter.

Attorney answers (1)

  1. Ikemesit Amajak Eyo

    Contributor Level 18

    Answered . A "letter to the court" is not the proper means of responding to a summons and complaint. Rather, you need to draft and file an Answer. You must also send a copy of that Answer to the plaintiff.

    As for forms, many attorney's would charge you only a small fee to prepare an Answer for you. However, you would be hard-pressed to find an attorney who is willing to give you a blank "sample" form. If you are unwilling to pay an attorney to prepare the form for you, you will have to take to the web instead.

    Good luck; and I hope this information helps answer your question(s).

    ~ Kem Eyo

    ONE ADDITIONAL PIECE OF INFORMATION: "I cannot afford to pay" is almost never a viable defense to a debt.

    The above answer is a general explanation of legal rights and procedures. It does not constitute legal advice. Nor... more

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