The bankruptcy code says that you cannot refile for 180 days if you failed to make payments. However, this does not stop most debtors if they can assert that there is a changed set of circumstances.
Also, you should be aware that the bankruptcy stay that you get the second time around will only last for 30 days and that your attorney will have to immediately bring a motion to extend it.
There is a lot of information on my blog about repetitive filings. Search for that term to find the posts.
