A payday loan has been calling my place of employment over 200 times in the past 3 hours. they are calling the main and direct

Cash Advance America Bryan Scott and Steve Adams Steve gave me (433) 533-1037 Bryan gave me (443) 533-1037 3 charges – owe $1286.00 will settle for $883.00 or sue Steve left vm on 10/28/2013. Steve initially said he was from the Investigation Office of Maryland. Told me not to be concerned with his title, company name and address. Called back from my cell phone and got hung up on several times. Finally spoke to Bryan and told him to sue me and I will do the same. Neither would give me their company address.

New York, NY -

Attorney Answers (3)

Michael Evan Greenspan

Michael Evan Greenspan

DUI / DWI Attorney - Boca Raton, FL
Answered

Pay Day Loans are illegal in New York

http://www.nyc.gov/html/ofe/html/help/tips_payd.... Please report it to the New York State Banking Department by calling 1-877-BANK-NYS (2265-697) or visiting www.banking.state.ny.us

You should also consider using the Avvo find a lawyer function to locate an attorney who represents clients in Fair Debt Collection Practices Act cases to explain your rights and what can be done about this.

Good Luck

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Eric Edward Rothstein

Eric Edward Rothstein

Criminal Defense Attorney - New York, NY
Answered

PayDay loans are not enforcible in New York because their interest rates always exceed the usuary limit. Tell to leave you alone or you wil report them to the Attorney General's Office.

I am a former federal and State prosecutor and have been doing criminal defense work for over 17 years. I was... more
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Michael Lubing

Michael Lubing

Lawyer - New York, NY
Answered

Are these people the originating loan location, or are they a third party debt collector? What you're described could potentially be an FDCPA violation, and you should speak with an attorney experienced in that area of law for a consult. N.Y. GBS. LAW § 601 also prohibits anyone trying to collect a debt, including any organization that claims you owe them money, from harassing you, or disclosing a debt that they don't have a judgment for to your employer. Again, an attorney experienced in this area of law may be able to help you in this situation.

Good luck, obviously this must be extremely frustrating.

The information provided herein should not be considered legal advice, and is provided for informational and... more
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