Iam in the state of Ca, my car as well as someone else's car were both hit by a guy that admitted he was on his cell and admitted he was drunk but the cops dint bother to do a test of any kind. Now 2 months later the insurance is offering me hAlf of what my car is worth and told me I cant do anything against them because he hit 2 cars and both were totalled and he went over his coverage limit, its very stressfull knowing that they're protected by law and can get away with paying me half and not even what I paid for the car when I bought it less than 3 months before the accident.Please help, thanks.
