The pipe was to the toilet, and was not negligence on my part. I do not have home owners insurance. I was not able to inspect the damage prior to repairs being made
Real Estate Attorney
The answer may be trickier than it seems at first blush. One would have to look at your CC&Rs and any other Condo documents you might have which could shed light on whether the pipes are the condo's responsibility and where the pipes become your responsibility. Since you don't have home owner's insurance, you will certainly need to talk to an attorney to help you deal with this situation because if you're liable, the costs could easily run into the thousands of dollars.