This all would depend on what type of debts you are paying down. Is it joint debt? If it was debt you both incurred for items you both took benefit from during the marriage, should be no problem. If you furnsihed your man-cave with all of this debt and you are keeping the man-cave intact, may be a problem
Withdrawing 401(k) funds can be exceedingly expensive if done early. You could be triggering a huge tax bill. Anything done without consulting and reaching agreement with your spouse is subject to allegations that you acted in bad faith. I would follow the advice of experienced divorce counsel rather than concoct a plan on my own.
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You need to hire an experienced divorce attorney. Depending on your age, withdrawing the funds from the 401k can generate income tax penalties as well as income tax liability. Besides the tax ramnifications, there are the divorce ramnifications by doing as you proposed so you need advice to prevent from creating problems other than just tax problems. It is easy to imagine scenerio of tax penalties, income tax liability, and that you are ordered to pay spouse at least one-half of balance before you pay off debt.
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