341 Trustee Meeting~ BANKRUPTCY

Asked 6 months ago - Gaithersburg, MD

I am in desperate need of filing bankruptcy (Chapter 7). Will I have a problem at the Creditors Meeting because my name on my Driver's License (XYZ) and social security card (ZXY) are transposed?
All my credit cards are in my "XZY" name but my tax return and a year-old pay stubs (I am out of work now) are in my ZXY name. My creditors filed 3 lawsuits against me and I can't pay them.
Can I still file bankruptcy? I live in Maryland.
Thanks to all.

Attorney answers (5)

  1. Brett D Weiss

    Pro

    Contributor Level 18

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    Answered . I practice in Maryland. (In fact, I'm looking at the Greenbelt Bankruptcy Court out of my window right now!)

    This should not be a problem provided that the alternate names are properly disclosed. If you need help, most of the attorneys here (including me) offer free initial consultations.

    The legal analysis of any situation depends on a variety of factors which cannot be properly represented or... more
  2. Shikha Parikh

    Contributor Level 7

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    Answered . No, you should not have a problem as long as you present both documents and explain the discrepancy. The IDs are needed to verify identity more than anything else at the creditor's meeting. It is recommended you hire an attorney to ensure your interests are protected, however.

    This response does not create an attorney-client relationship, and the response is a general answer to the... more
  3. Blake Owen Brewer

    Contributor Level 18

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    Answered . No, you will not have a problem based upon this.

    I am not your attorney unless you and I have signed a retainer agreement. What I am saying is not legal advice.... more
  4. Shaye Larkin

    Contributor Level 20

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    Answered . Yes you can still file bankruptcy, but it would probably be best for you to straighten out the drivers license and social security card issue first, or shortly after you file, so there are no delays due the to the trustee's inability to confirm your identity.

    The information provided herein is general information only and not legal advice. The information provided herein... more
  5. Roy A. Praver

    Contributor Level 13

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    Answered . You shouldn't have a problem. When your attorney files your case he/she will probably show both names on the Petition as XYZ a/k/a ZXY.

    Once your Bankruptcy petition is filed, proceedings on the creditor lawsuits should stop.

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