Installment loan opened 1/1992, due 3/1992, reported 90 days late in 6/1992. (not federal or perkins) It fell off my credit report 7 yrs later in 1999.
I paid the debt of 519 in 5/2006 to receive transcript and now reporting this 17 yr old loan as 90 days late, with a last date of activity as 5/2006. How can they re-age this debt that fell off in 1999?
Responses from all 3 credit bureaus:
Credit bureau A came back as verified 1 time, 90+ days late, no change made, paid as agreed, date of last activity 5/2006.
Credit Bureau B came back as verifieverified never late, paid as agreed and
Credit Bureau C came back paid as agreed, date of last activity 5/2006, date of delinquency is blank.
Please advise on what is my next step to getting it removed. I don't have any copies of my credit reports from 1999-2007.
