I was in a car accident that was my fault, my car was totaled but the other person's car only received 900 dollars of damage. At the time the person seemed fine and drove away, it's been more than a month now since the accident and the person is now claiming whiplash injuries. My auto insurance covers up to 15,000 in bodily injuries for each person, should I get a lawyer just in case the person is seeking more than 15k? She was the only driver in the car and as was I on mine. The initial impact was 20mph.