http://www.avvo.com/legal-answers-search/bankruptcy-debt.html Avvo.com - Bankruptcy Questions http://www.avvo.com/legal-answers/what-chapter-can-help-me-to-write-down-line-s-of-c-166742.html I have 3 houses with 3 mortgages and 3 lines of credit.I am upside down by $350,000 on these properties.Can i wright down these lines of credit in bancrotcy and what chapter?My income is about $4,500(gross) and rental income only covers 1st lien(mortgage) expences.Thank you.Anna Sun, 22 Nov 2009 00:25:54 PST http://www.avvo.com/legal-answers/will-filing-chapter-7-prior-to-losing-a-civil-suit-166731.html In 2004, I had an accidental discharge of a firearm that injured a friend of mine. The case went sour and the best offer I received from the state (Alabama) was Felony 2nd degree Assault and 2 counts of Reckless Endangerment with Youthful Offender status. They filed a civil suit in 04 for insurance premiums, traveling expenses, and pain & suffering. My attorney advises me that they will most likely win the suit due to the fact that I plead guilty. I have paid restitution on the actual proven costs (insurance deductibles, other expenses). What he tells me is they have me on the pain & suffering. The suit states at the end "in an amount to be set by the jury", which could be anything. My attorney tells me Chapter 7 will eliminate the debt if I lose but wants me to file prior to trial. Sat, 21 Nov 2009 22:53:36 PST http://www.avvo.com/legal-answers/wages-in-co--garnished-from-2004-court-decision-in-166725.html I lived in an apt in Ontario, CA in 2003, Apt was under my husband's name. My name was not on the lease. My husband was arrested on a felony burgulary during that time and myself & the children were evicted. He will get out in 2012, Why am I having my wages garnished? I was never notified of any court dates. I recieved notification today from my employer of this action. The apt was never in my name, am I responsible for for his debt? The rent was paid on time for 3 yrs right up to the eviction. The reason we were terminated from the lease was because of his felony charge violated the terms of the lease. Do I have any recourse? Myself & the children currently reside in Colorado. The judgement is $2500, the attachment is going to be $250 mo. I cannot afford that amount. HELP!! Thank you Sat, 21 Nov 2009 22:16:31 PST http://www.avvo.com/legal-answers/my-bankruptcy-lawyer-is-refusing-to-readjust-my-pa-166717.html I lost my job a month ago. The only income I have is the unemployment check which is $200.00 per week. I have spoke several times with my lawyer but he is refusing to readjust to the weekly income I am now receiving. His secretary tells me the only thing he can do is for me to give over my car, then he will readjust the weekly payments. He is refusing the readjust my payments after I have requested for a payment change. Sat, 21 Nov 2009 21:50:36 PST http://www.avvo.com/legal-answers/can-my-husband-file-chapter-7-for-a-house-that-is--166698.html Can my husband file chapter 7 by himself for a house that is in both our names? If not how will it affect me? I have extra property with a house on it thats in my name only thats already paid off. If he can't file by himself will I lose my property? Sat, 21 Nov 2009 20:42:25 PST http://www.avvo.com/legal-answers/medical-debt---collection-agency-asking-for-money--166691.html I paid a little on a medical bill and then had trouble paying. Got a statment from the hospital with $0 balance due. I called them and they said it was "written off". Wow, what a blessing. A year or so later a collection agency is asking for the money. Threatening "legal actions". It's been 3 years. What can they do, legally? Sat, 21 Nov 2009 20:15:45 PST http://www.avvo.com/legal-answers/i-am-being-sued-by-a-credit-card-company-of-a-debt-166670.html I am now married and my husband and I purchased a home together. In the state of Pennsylvania can the credit card company come after my home or joint bank account? Sat, 21 Nov 2009 19:29:09 PST http://www.avvo.com/legal-answers/can-a-chapter-7-be-approved-if-the-means-test-is-b-166654.html borderline chapter 7 approval Sat, 21 Nov 2009 18:44:44 PST http://www.avvo.com/legal-answers/bankruptcy-166648.html I filed bankruptcy in march went to the meeting of creditors I was asked what did I do with my income tax return I told him I paid my aunt what I owed her so he wants to sue for the money but she recently passed away she had nothing I have nothing no job on unemployment what is going to happen and what can I file to end this already Sat, 21 Nov 2009 18:34:41 PST http://www.avvo.com/legal-answers/a-collection-company-named-nco-financial-systems-c-166644.html a debt collection company keeps on calling me about an old judgement. Sat, 21 Nov 2009 18:20:01 PST