http://www.avvo.com/legal-answers-search/bankruptcy-chapter-13.html Avvo.com - Chapter 13 Questions http://www.avvo.com/legal-answers/what-chapter-can-help-me-to-write-down-line-s-of-c-166742.html I have 3 houses with 3 mortgages and 3 lines of credit.I am upside down by $350,000 on these properties.Can i wright down these lines of credit in bancrotcy and what chapter?My income is about $4,500(gross) and rental income only covers 1st lien(mortgage) expences.Thank you.Anna Sun, 22 Nov 2009 00:25:54 PST http://www.avvo.com/legal-answers/my-bankruptcy-lawyer-is-refusing-to-readjust-my-pa-166717.html I lost my job a month ago. The only income I have is the unemployment check which is $200.00 per week. I have spoke several times with my lawyer but he is refusing to readjust to the weekly income I am now receiving. His secretary tells me the only thing he can do is for me to give over my car, then he will readjust the weekly payments. He is refusing the readjust my payments after I have requested for a payment change. Sat, 21 Nov 2009 21:50:36 PST http://www.avvo.com/legal-answers/how-many-years-between-filings-can-you-refile-chap-166509.html can youi file and wait for the discharge til it comes up? Sat, 21 Nov 2009 11:58:16 PST http://www.avvo.com/legal-answers/can-i-file-chapter-7-after-chapter13-166448.html my chapter 13 case was dismissed due to non-payment on may 27,2009. it will be six months nov 27th. can I file a chapter seven now. and how much does chapter seven cost? Sat, 21 Nov 2009 08:56:47 PST http://www.avvo.com/legal-answers/why-is-my-chapter-13-payment--2600-per-month-if-my-166318.html Well my husband is in the military and our payments have fluctuated from 1300 to 1100 to 1900 and now 2600 Fri, 20 Nov 2009 21:19:06 PST http://www.avvo.com/legal-answers/can-i-reaffirm-my-mortgage-after-a-chapter-7-disch-166207.html We live in Maine and filed for ch 13 in Jan 09. We had a subprime mtg with wilshire credit corp. we applied for a modification and waited months with no word. We finally decided to convert to a ch 7 because the lender and the courts expected us to pay our current sub prime mtg pmt plus the monthly payments to the trustee for our ch 13. We couldnt make it work because I was out of work. We received our ch 7 discharge in Aug 09. We still wanted to keep our home but felt like we had no choice but to give it up at the time. Our situaution has improved and I contacted Wilshire and they said they would consider a modification after I submit the financial info to them. Am I legally allowed to reaffirm even though this mortgage was included in the ch 7? What are my risks? Fri, 20 Nov 2009 15:58:01 PST http://www.avvo.com/legal-answers/illinois--we-got-ourself-wrapped-up-into-a-severly-166008.html I want to know our best way out of this. My husbands business is failing and we are in over our head. Our late payments to this loan plus what we pay monthly are screwing us financially. We have 5 years left to repay because we tried refinancing to lower our interest rate but its not helping. Is there ANY way out of this or are we just screwed? Our debt is not enough to file bankruptcy but we are just falling way behind every month because of this loan. Is there any way out of this? If we just stop paying, whats the worse that will happen, we will get sued and still be unable to pay? Our credit is shot regardless, any advice would GREATLY be appreciated, Fri, 20 Nov 2009 10:00:56 PST http://www.avvo.com/legal-answers/in-chapter-13--paid-off-car-loan-loan-company-will-166007.html I'm in Chapter 13 bankruptcy until May 2011. I have paid off my car under bankruptcy but loan company has refused to give me my title until bankruptcy is discharged. Can they do this? Fri, 20 Nov 2009 10:00:44 PST http://www.avvo.com/legal-answers/under-md-law-can-a-person-sell-their-home-while-in-165958.html If so how do I go about doing it and can I have the profits as long as the trustee and other creditors are paid in full? Fri, 20 Nov 2009 08:49:59 PST http://www.avvo.com/legal-answers/do-we-need-an-bankruptcy-attorney-165896.html my husband and i filed chapter 13 bankruptcy 2 years ago we were not able to sustain the payments to the trustee so we were dropped . can we refile again to save our home our home is to be auctioned on Dec 5@1:00 pm Fri, 20 Nov 2009 06:40:52 PST