http://www.avvo.com/legal-answers-search/bankruptcy-chapter-11.html Avvo.com - Chapter 11 Questions http://www.avvo.com/legal-answers/in-chapter-13--paid-off-car-loan-loan-company-will-166007.html I'm in Chapter 13 bankruptcy until May 2011. I have paid off my car under bankruptcy but loan company has refused to give me my title until bankruptcy is discharged. Can they do this? Fri, 20 Nov 2009 10:00:44 PST http://www.avvo.com/legal-answers/does-filing-for-chap-13-arrest-any-pending-modific-164937.html i'm in the active foreclosure process, with a suspended auction date (12/11). the suspension was applied by my lender, while processing me through a 2nd modification program, under "Obama's program". my concern is whether or not a 13 filing will halt this modification, if it were to come my way. Wed, 18 Nov 2009 11:40:40 PST http://www.avvo.com/legal-answers/i-recently-filed-chapt-11-164597.html I recently filed Chapter 11 with my spouse. Between the two we owe too much for Chapt 13 and make to much for Chapt 7. Out of 39 rental properties only 9 remain with the others either in forclosure, deed in lieu or charged off. 1 of the remaining properties is jointly owned with a relative. How does my filing affect the co-signer? Also why don't Chapt 11 cases get dischared? Tue, 17 Nov 2009 19:27:06 PST http://www.avvo.com/legal-answers/will-signing-the-form-to-release-stay-on-house-for-164422.html My daughter included our house which is in foreclosure as part of her bankruptcy filing(without it she cannot file). the filing also put a stay on the shortsale we were doing. The broker says there is a form to release the stay on the house since we will not be getting money back from the shortsale. If the stay on the house is removed for shortsale, will that affect her bankruptcy filing, since she needed the house to be eligible for bankruptcy in the first place. She meets with the creditors on 11/20/09 Tue, 17 Nov 2009 14:27:05 PST http://www.avvo.com/legal-answers/i-reaffirmed-a-home-equity-loan-during--chap7--thi-164286.html Going through Chap.7, I reaffirmed a home equity loan, thinking i could pay it off when I sold the home to help with my credit. Unfortunately, the home did not sell, I fell behind in payments, lost my job, and the house was foreclosed. I've been making on-time payments to repay this home equity loan, If the home is gone, am I legally bound to repay this loan, or am I just being a nice guy? My credit is shot, I'm struggling, and If I don't have to repay, that would help. What are the legal effects and consequences of an Reaffirmation agreement 11 B.S.C. 524(c)(3) and any default under such agreement. Can the bank come after me and file suit, sue me, garnish wages, etc. My debts were discharged by USBC Eastern District of Michigan on 2/14/06. Thank you. Tue, 17 Nov 2009 10:55:53 PST http://www.avvo.com/legal-answers/can-i-add-kids-as-joint-owners-to-keep-accounts--162796.html Recently filed chapt 11 indiv. Due to proximity and difficulty to access branch locations (i.e. secure locations which I no longer have access to) it is difficult to close all bank accounts. Would it be appropriate to add minors as joint holders if accounts have less than 400? Sat, 14 Nov 2009 07:58:15 PST http://www.avvo.com/legal-answers/i-will-turn-65-in-january-and-will-retire--how-lon-162352.html I have two homes in foreclosure, a line of credit and substantial credit card debt accumilated trying to keep the two mortgages up to date. My job will end soon so I am retiring and have applied to collect SS benefits starting first week of January, 2010 Fri, 13 Nov 2009 08:37:53 PST http://www.avvo.com/legal-answers/is-it-possible-to-file-chapter-7-from-abroad--162202.html I need help to file for chapter 7 from abroad. I have no visa so I cannot return for the meetings and I have a car that I still owe but I cannot give back as I have no means to enter the country. Please advice. Thu, 12 Nov 2009 21:54:19 PST http://www.avvo.com/legal-answers/i-have-invested--10-000-on-a--big-construction-co--161795.html now the case has been going on for like 8 or 9 months, I try to get some info about how am I going to get my money back by calling the trustee's office and they were pretty nasty,, is it too late to get a lawyer or not? Thu, 12 Nov 2009 10:53:37 PST http://www.avvo.com/legal-answers/is-chapter-7-or-13-the-only-option--161766.html I recently accepted a job transfer to another state. With the economy, we are severely upside down on our car loans (cars are 6 yrs old and owe $40k), the fmv of AZ home is $75k less than our first mortgage, we owe $80k on our HELOC, and need to pay rent in the new state. Then there are all of the living expenses - medical, daycare, groceries, utilities, etc. Do we have any options? Thu, 12 Nov 2009 10:12:47 PST