Jeffrey Laurence, J.D., CLU®, ChFC®* has been practicing law in Washington State... more
Jeffrey Laurence, J.D., CLU®, ChFC®* has been practicing law in Washington State since 1992 and has been a member of the California State Bar since 1995. He graduated with a Juris Doctor degree from the J. Reuben Clark Law School at Brigham Young University in 1991, and a Bachelor of Science in History with a minor in Anthropology from Utah State University in 1988. He also attended the Unive... view profile
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.