I am a native of Middle Tennesse,born in Lawrenceburg, Tennessee. In 1999, I... more
I am a native of Middle Tennesse,born in Lawrenceburg, Tennessee. In 1999, I graduated from the University of Mississippi with a B.A. in History, and in 2002, I graduated from law school at the University of Memphis, where Ireceived a J.D. at the Cecil C. Humphreys School of Law. During law school, I served as a member of the University of Memphis Law Review and clerked for the Honorable Robert... view profile
Insurance law covers the policies insurance companies can offer and the rates they can charge. Because there are so many different kinds of insurance, a good insurance lawyer is very helpful. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies will deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.