Michael Badowski is an equity partner with Margolis Edelstein. MARGOLIS EDELSTEIN is... more
Michael Badowski is an equity partner with Margolis Edelstein. MARGOLIS EDELSTEIN is a Philadelphia based regional law firm with offices located throughout Pennsylvania, New Jersey and Delaware. Since 1955, Margolis Edelstein has been at the forefront in meeting the legal service needs of the insurance industry and business community. Mr. Badowski's personal practice is devoted to the re... view profile
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.