Steven is experienced in handling a number of different cases and clients. He is... more
Steven is experienced in handling a number of different cases and clients. He is well versed in handling major corporate clients, small business owners and individuals requiring experienced legal services and insightful legal counseling. Mr. Terrill is a seasoned litigator with experience in the following areas: Products Liability Pharmaceutical/Nutraceutical Construction/Architectural... view profile
Growing up in a working family, I saw my family taken advantage of by insurance... more
Growing up in a working family, I saw my family taken advantage of by insurance companies on a few occasions, most notably after a tornado destroyed everything we owned. I now do what I can to help keep that from happening to other people who don't have the means or knowledge to protect themselves.
Insurance law covers the policies insurance companies can offer and the rates they can charge. Because there are so many different kinds of insurance, a good insurance lawyer is very helpful. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies will deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.