John M.Palm has been a civil trial attorney for 32 yearsand has a general... more
John M.Palm has been a civil trial attorney for 32 yearsand has a general practicehandling insurance issues, slip and falls, auto accidents , civil rights, premises liability, construction and contract claims and defenses and libel/defamation matters in addition to Wills and Estate litigation
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.