David Montera has a Bachelor's Degree in Business Administration, with a major in... more
David Montera has a Bachelor's Degree in Business Administration, with a major in Accounting from Wayne State University.He also holds a Jurist Doctor Degree from the Michigan State University School of Law.He is a practicing attorney licensed in Michigan and California.He is admitted to Practice in The Eastern and Western Districts of Michigan, the Northern and Central Districts of California,... view profile
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.