Prior to starting E. Paylor Law, I spent a decade in the insurance industry working... more
Prior to starting E. Paylor Law, I spent a decade in the insurance industry working mostly with businesses and business owners. Through this work I desired to help my clients in more facets, so decided to obtain my law degree and start my own law firm. In addition to my professional experience, I am active in several non-profit organizations and boards. These various experiences give me many d... view profile
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.