David W. Zizik is Managing Attorney of Zizik, Powers, O'Connell, Spaulding Lamontagne, P.C., a 10-attorney, client focused, growing litigation firm. The firms geographical area covers... more
David W. Zizik is Managing Attorney of Zizik, Powers, O'Connell, Spaulding Lamontagne, P.C., a 10-attorney, client focused, growing litigation firm. The firms geographical area covers all of Massachusetts and Rhode Island, including all major metropolitan areas such as Boston, Providence, New Bedford, Fall River, Cape Cod, and the North and South Shores. The firm has offices in Westwood and Hy... view profile
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.