Mr. Ayres graduated from the Paul M. Hebert School of Law at LSU in 1988. He was a... more
Mr. Ayres graduated from the Paul M. Hebert School of Law at LSU in 1988. He was a member of the Lousiana Law Review and the Order of the Coif. He serves on the LADC Trial Academy Board of Directors and teaches each summer at the Trial Academy. He has also served on the faculty of the LSU Law School Trial Advocacy Program. He is a PADI certified rescue diver and master scuba diver.
Insurance law covers the policies insurance companies can offer and the rates they can charge. Because there are so many different kinds of insurance, a good insurance lawyer is very helpful. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies will deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.
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