I help small businesses face challenges, ranging from entity organization,... more
I help small businesses face challenges, ranging from entity organization, litigation matters and collection on past due customer accounts. I also have experience in assisting clients withinsurance coverage disputes and claims.
Benjamin "Tom" Pugh was admitted to practice in 2010 and is currently an Associate... more
Benjamin "Tom" Pugh was admitted to practice in 2010 and is currently an Associate Attorney with the O,Hara, Ruberg, Taylor, Sloand & Sergent. He is licensed in both Ohio and Kentucky. He has extensive insurance experience after spending three years in the industry. During law school, he externed with the Kentucky Department of Public Advocacy serving in the Kentucky Innocence Project. Tom focu... view profile
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.