Mike Howard is a Principal with Winston & Cashatt. Mike is a resident of Coeur d'... more
Mike Howard is a Principal with Winston & Cashatt. Mike is a resident of Coeur d' Alene, where he manages the Winston & Cashatt office located at 250 Northwest Blvd., Suite 206. Mike represents plaintiffs and defendants in complex general litigation, with an emphasis in the areas of personal injury, medical malpractice, product liability, construction defects, and insurance coverage disputes. ... view profile
Brad is a 1986 graduate of the University of Washington School of Law. He joined the... more
Brad is a 1986 graduate of the University of Washington School of Law. He joined the firm in 1991 after five years of practice in Seattle and Olympia. His practice encompasses all areas of civil law suits and disputes with emphasis on insurance coverage and defense, bad faith law suits, construction defect disputes and trials, and commercial and residential leases. Brad was formerly a business ... view profile
Insurance law covers the policies insurance companies can offer and the rates they can charge. Because there are so many different kinds of insurance, a good insurance lawyer is very helpful. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies will deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.