Michael A. Carmoney is a well-known trial attorney based in Des Moines, Iowa. During... more
Michael A. Carmoney is a well-known trial attorney based in Des Moines, Iowa. During his legal career, Mike has successfully represented many individuals, corporations, and insurance companies in state and federal trial and appellate courts. Mike is a veteran of numerous civil jury and bench trials throughout Iowa. In 2011, Mike launched his own law office, Carmoney Law Firm, PLLC. Since i... view profile
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.