I have been an insurance defense personal injury lawyer since 1991, first with Harrford, and since 1997 with State Farm. Prior to that I was an assistant Public Defender in Miami-Dade... more
I have been an insurance defense personal injury lawyer since 1991, first with Harrford, and since 1997 with State Farm. Prior to that I was an assistant Public Defender in Miami-Dade County for over 6 years. I have tried approximately 110 jury trials. I have been an AV-rated lawyer by Martindale-Hubbell since 2005.
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.