Thomas P. Vecchio was born in Olean, New York, where he graduated from high school... more
Thomas P. Vecchio was born in Olean, New York, where he graduated from high school in 1982. He obtained a Bachelor of Arts in 1987 from the State University of New York College at Geneseo, where he majored in psychology and became licensed to teach secondary social studies. Mr. Vecchio graduated from Stetson University College of Law in May 1992, and became licensed to practice law in Flori... view profile
Juliana L. Curtis was born in Flint, MI and has been practicing in the area of... more
Juliana L. Curtis was born in Flint, MI and has been practicing in the area of workers’ compensation for over thirteen years. She obtained her Bachelor of Arts from the University of Central Florida in 1994, where she majored in Legal Studies. After college, Ms. Curtis worked for two years as a consultant to workers' compensation insurance carriers seeking recovery from the Special Disabili... view profile
Insurance law covers the policies insurance companies can offer and the rates they can charge. Because there are so many different kinds of insurance, a good insurance lawyer is very helpful. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies will deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.