Brian M. Hoag was born in Manhassett, NY and raised in Fort Pierce, FL. His parents instilled hard work ethics in him, and challenged him to be a constant professional. He attended... more
Brian M. Hoag was born in Manhassett, NY and raised in Fort Pierce, FL. His parents instilled hard work ethics in him, and challenged him to be a constant professional. He attended Florida State University and graduated in 3 years with a degree in Finance. He graduated from Stetson University, College of Law, with his Juris Doctor, while simultaneously getting his Masters in Business Admin... view profile
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.