I have been a licensed attorney since 1989. Originally from northern California, I'... more
I have been a licensed attorney since 1989. Originally from northern California, I've worked as a law clerk for the Colorado Court of Appeals in Denver, and moved to Colorado Springs in 1990. I've practiced personal injury law since 1990. Between 1990 and 1995, I worked as a litigation defense attorney representing individuals, insurance companies, and large corporations. Since forming the ... view profile
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.