I specialize in civil litigation and risk management. Collectively, my firm has... more
I specialize in civil litigation and risk management. Collectively, my firm has decades of experience and is a recognized name in civil litigation, particularly the representation and defense of physicians, hospitals and other healthcare professionals. Our work spans all phases of legal representation, including advising clients in a commercial setting, providing risk management insight and tec... view profile
Zach Elsner is an associate attorney at The Sawaya Law Firm who is dedicated to... more
Zach Elsner is an associate attorney at The Sawaya Law Firm who is dedicated to seeking justice for his clients. He has dedicated his career to fighting for justice, advocating for victims, and holding wrongdoers accountable.
Insurance law covers the policies insurance companies can offer and the rates they can charge. Because there are so many different kinds of insurance, a good insurance lawyer is very helpful. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies will deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.