Since 1989, Ann K. Johnston, managing partner at the Northern California office of... more
Since 1989, Ann K. Johnston, managing partner at the Northern California office of Berger Kahn, has focused her practice on defense of commercial and personal lines, first and third party insurance and bad faith cases. She has first chair trial experience, and has lectured on claim handling issues at legal education conferences, as well as at insurance company seminars for claim personnel. She ... view profile
For the past 35 years I have recovered millions of dollars for insurance companies... more
For the past 35 years I have recovered millions of dollars for insurance companies by prosecuting property and marine subrogation claims in state and federal courts. My office is located in the San Francisco Bay Area and I handle subrogation claims throughout California.
Ted A. Smith is a litigator and insurance coverage advisor practicing in the... more
Ted A. Smith is a litigator and insurance coverage advisor practicing in the Northern California Berger Kahn office. Ted defends insurance companies, advises insurers on coverage and claims handling issues, and litigates policy cancellation and insurer contribution issues. Ted has advised clients on claims under policies of commercial general liability, commercial property, homeowners, l... view profile
Insurance law covers the policies insurance companies can offer and the rates they can charge. Because there are so many different kinds of insurance, a good insurance lawyer is very helpful. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies will deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.