Frank N. Darras made a decision nearly a quarter century ago that would affect tens... more
Frank N. Darras made a decision nearly a quarter century ago that would affect tens of thousands of Americans. Darras took the road less traveled to help the sick, disabled, and elderly mount a heroic fight against billion-dollar insurance companies. Darras' life's work is protecting the disabled and senior citizens. He founded DarrasLaw, the largest disability and long-term care insurance ... view profile
Susan Grabarsky's expertise in disability insurance began with nearly a decade of... more
Susan Grabarsky's expertise in disability insurance began with nearly a decade of experience as a cost-containment analyst for major insurance companies and large self-insured employers in California. While attending law school on scholarships, she worked full-time in the insurance industry. She recognized the myriad of ways the claims process can go wrong. She handled medical claim reviews, pr... view profile
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.