Note from Frank N. Darras of DarrasLaw For years, I had a vision that one day I... more
Note from Frank N. Darras of DarrasLaw For years, I had a vision that one day I would truly help the sick and the disadvantaged and make a difference for those who are devastated by the wrongful denial of their insurance claims. By bringing nearly 30 years of experience and real world tools to the table, DarrasLaw helps our family of clients with a dose of emotional penicillin combined wit... view profile
Susan Grabarsky's expertise in disability insurance began with nearly a decade of... more
Susan Grabarsky's expertise in disability insurance began with nearly a decade of experience as a cost-containment analyst for major insurance companies and large self-insured employers in California. While attending law school on scholarships, she worked full-time in the insurance industry. She recognized the myriad of ways the claims process can go wrong. She handled medical claim reviews, pr... view profile
Insurance law covers the policies insurance companies can offer and the rates they can charge. Because there are so many different kinds of insurance, a good insurance lawyer is very helpful. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies will deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.