I graduated from the United States Merchant Marine Academy, Kings Point in June 1993. I received a reserve commission in the United States Navy as an Ensign. After 12 years of service... more
I graduated from the United States Merchant Marine Academy, Kings Point in June 1993. I received a reserve commission in the United States Navy as an Ensign. After 12 years of service I was Honorably Discharged from the Navy. I worked for various parts of the AP Moller Group from Feb 1994 through June 2003. Those companies included Maersk Pacific, Ltd.; AP Moller; APM Terminals North America, ... view profile
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.