Karen J. Hughes has been engaged in active trial practice for more than 20 years, with a focus on insurance defense. Karen received her undergraduate Bachelor of Arts degree in... more
Karen J. Hughes has been engaged in active trial practice for more than 20 years, with a focus on insurance defense. Karen received her undergraduate Bachelor of Arts degree in Psychology at the University of Arkansas in Fayetteville in 1986. She began her insurance oriented career working summers for the Arkansas Farm Bureau Insurance Company before attending the University of Arkansas ... view profile
Insurance law covers the policies insurance companies offer and the rates they charge. Personal insurance standards include auto insurance, health insurance, homeowners insurance, life insurance, and disability insurance. Business insurance standards usually include commercial liability insurance, errors and omissions insurance, malpractice insurance, and business interruption insurance. Each of these policies covers losses from different types of risk, and both the losses and the risks are carefully defined. It can take an insurance lawyer just to determine if your loss resulted from a risk you were insured for. Sometimes insurance companies deny claims, acting in what is legally called “bad faith.” Insurance lawyers can determine if your insurer is treating you fairly and sue for you if the company is acting in bad faith.