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Insurance fraud occurs when someone lies about an injury or loss to collect money from an insurance company. If you are accused of making a false insurance claim, you want to contact an insurance fraud lawyer. For example, if you make a claim for physical therapy treatments for a bad back and your insurance company first pays for the therapy, but then claims you never had the treatments, you may need to talk to a medical insurance fraud attorney. Likewise, if another driver totals your car but your insurance company insists the accident was your fault, you need to talk with an auto insurance fraud lawyer.