Written by attorney Alan Brinkmeier, 9 months ago.
Has a debt collector ever contacted you about a debt that you weren't sure was yours? Under the Fair Debt Collection Practices Act, a federal law regulating debt collectors, you can request the debt... more
Written by attorney Michael Agruss, 2 months ago.
The FDCPA is essentially a laundry list of what debt collects can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt.
Written by attorney Michael Agruss, about 1 month ago.
The Fair Debt Collection Practices Act (FDCPA) as been around for almost 35 years. The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the FDCPA. The... more
Written by attorney Michael Agruss, about 1 month ago.
The Fair Debt Collection Practices Act (FDCPA) and the Rosenthal Fair Debt Collection Practices Act (Rosenthal Act) provide two types of damages for consumers: actual damages and statutory damages.... more
Written by attorney Michael Agruss, about 1 month ago.
The Fair Debt Collection Practices Act (FDCPA) has been around for almost 35 years.The FDCPA is a federal law that applies to every state.In other words, everyone is protected by the FDCPA.Its... more
Written by attorney Jay Chatarpaul, about 2 years ago.
Debt collectors often use a simple method in the collection of debts - scare the debtor enough and the bill will be paid. However, these "simple methods" are often illegal, unethical and abusive, and... more
Written by attorney Steven Floyd, about 2 years ago.
Harassing phone calls. 1. Always record the date and time of any phone call you receive from a collector. Whether you speak with someone or not, jot down the date and time of the call, along with... more
Written by attorney Curt Langley, over 1 year ago.
Overview of the FDCPA. A. Introduction. B. History Of The FDCPA. C. Relationship Between the FDCPA and State Laws. D. A Brief History Of The Texas Debt Collection Act. E. FTC Opinions. F. Overview... more
Written by attorney Jason McGrath, almost 2 years ago.
Preventing Further Communications from Debt Collectors, Part A. IS A VERBAL REQUEST BY THE DEBTOR / CONSUMER FOR ALL THE CALLS TO STOP ENOUGH? No. A verbal request made by the debtor to the debt... more
Written by attorney Mara Baltabols, over 1 year ago.
The Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. 1692 et seq., outlines procedures for debt collectors to communicate a debt to a consumer and for consumers to dispute or verify the debt.... more
