For the rest of this guide, I am assuming that you have found a good car for a good price, had it checked out with a mechanic, asked the dealer about the prior use, condition and history of the car,... more
Recently, a Utah bankruptcy court wiped out a group of secured creditors based on the search logic of the Utah UCC filing office. In re C.W. Mining Co., 488 B.R. 715 (D. Utah 2013).
Each of the... more
Contracts are a vital part of any business. Whether it is a purchase or sale order, an offer of employment or a customer waiver and release, the terms of any contract define the nature of the parties'... more
As a condition of making a loan to a borrower with few assets and no credit history, a bank will often ask other more solvent individuals to sign a document called a "personal guarantee" or to "co-... more
I have been shocked at how often grieving family and friends have met with funeral directors who pleasantly demand substantially more money to complete funeral arrangements, when the deceased had... more
A reaffirmation agreement in bankruptcy is a new contract signed between you and a lender that reaffirms your debt and personal liability for the obligation. The Bankruptcy Reform Act of 2005 states... more