Legal Advice on Debt Collection

Debt Collectors are rarely permitted to contact your friends and family members. This guide will assist you in understanding your rights.

People have problems with credit card and other debts on a regular basis. Debt collectors file hundreds, even thousands, of lawsuits each year to collect money, when most of these cases could be... more

The Fair Debt Collection Practices Act. The Fair Debt Collection Practices Act, often referred to as the "FDCPA", was passed by Congress in response to abusive conduct by collection agencies. The... more

If you have tax debt (known as back-tax liability), the IRS may assign your case to a Revenue Officer if one of the following applies: (1) the IRS has been unable to collect the taxes through the... more

Often, whether is is a lost job or other circumstances such as illness,bills piled up. With the huge interest rates credit card companies get away with charging, bills pile up fast.You may do your... more

Learn when the FDCPA applies if you are dealing with a collection agency.

WHAT ARE DEBT COLLECTORS ALLOWED TO DO? People often ask us whether a debt collectors conduct is illegal. Perhaps the debt collector calls you countless times a day, or begins contacting your spouse... more

Debt collection law firms are bringing more and more suits annually. Often they institute these lawsuits through sewer service (see links below). They have done this to nearly 100,000 people in New... more

Judgment. When a creditor (credit card or other owner of a debt) wins a judgment, the Judge will usually order nominal payments of $35 a week or $151 a month. The following three things are... more

Statute of Limitations for Collection of a Debt. For ordinary debts such as contracts, credit cards, medical bills, repossessions, checks, and most consumer debt, the creditor is limited to a period... more