Legal Advice for Credit Report — 64 results
Written by attorney Gordon R. Leech, about 5 years ago. STAFF PICK
Get Your Credit Report You need to get your report to identify the specific inaccurate entry. You can get your reports free, once per year. I recommend using the tools available at www.... more
Written by attorney Peter Geraci, over 6 years ago. STAFF PICK
Cleaning up Your Credit Report The fact that you filed a bankruptcy will stay on your credit report for 10 years after the date of last action in the bankruptcy case. Credit bureaus,... more
Written by attorney Robert Dean, over 2 years ago.
In lending, collections, and bankruptcy, credit reports are often used to determine a borrowers creditworthiness and to collect on the loan if he defaults. Credit reports are very important... more
Written by attorney Gregory Larson, about 2 years ago.
Your credit report is your reputation. Most people know that you will have to pay high interest rates on loans if you have bad credit. In addition, insurance companies think that you are... more
Written by attorney Steven Fahlgren, over 2 years ago.
The Fair Credit Reporting Act (FCRA) is designed to promote and establish accuracy as well as ensure the privacy of the information used in consumer reports. Your credit record may contain... more
Written by attorney Lawrence Sherman, about 3 years ago.
It is common practice for employers to secure credit reports on current and prospective employees.
While this information can be easily obtained by subscribing to a commercial credit... more
Written by attorney Guerino Cento, over 3 years ago.
The Fair Credit Reporting Act (the "FCRA") states that "Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible... more
Written by attorney Theodore Araujo, almost 4 years ago.
If your credit score seems mysterious to you, you're not alone. Many people aren't sure what affects their score, or how much certain issues will impact it. This guide will help take some... more
Written by attorney Chananel Nakasaka, over 4 years ago.
Get Your Free Credit Report There are three major credit reporting agencies: Experian, Transunion and Equifax. To dispute an item on your credit report, you should first obtain your... more
Written by attorney Edward Hanratty, over 4 years ago.
The Fair Credit Reporting Act 15 U.S.C. 1681 is a federal law. The Act is designed to prevent the
inaccurate reporting of credit information and thereby avoid damage to the
public at large... more
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