Written by attorney Ray Garcia, almost 2 years ago.
The current economic crisis has hit Florida as hard as any state in the country. The bankruptcy filings in Florida have reached staggering numbers. If you are considering bankruptcy you are not alone... more
The True Costs of Putting Off Your Bankruptcy
Lets assume you need a Chapter 7 bankruptcy, and your
credit score is 625 right now. (which is
pretty decent, credit scores can range from 300-850) Lets... more
Whenever filing a Chapter 7 bankruptcy, there will always be discussion of something called the Automatic Stay. The purpose is to describe the purpose of the Automatic Stay.
When a Debtor files for... more
Chapter 7 Bankruptcy will cost you $299 in filing fees (unless you get a waiver), about $110 for the required credit counseling and credit check.
Attorney fees are not included the in costs and can... more
Most of the time, when a client comes into my office to talk about filing bankruptcy, they have urgency to file. We can usually point to a single event that has caused them to seek out legal advice.... more
A common question from many of my clients is whether they can get
rid of student loans through bankruptcy. With the costs of school very
high and the prospects for finding work after obtaining a... more
WHY WOULD I CONSIDER FILING A CHAPTER 7 BANKRUPTCY?
The simplest answer is to get rid of debts that have made it hard to live your life. Chapter 7 Bankruptcy gives most people a large amount of... more