Bar Admission: California, 1994 Admitted to the following Courts: State of... more
Bar Admission: California, 1994 Admitted to the following Courts: State of California, 1994 U.S. District Court, Southern District of California, 1995 U.S. Bankruptcy Court, Southern District of California, 1995 U.S. Bankruptcy Court, Central District of California, 1994 U.S. Court of Appeal, Ninth Circuit, 1999 U.S. District Court, Central District of California... view profile
The Law Offices of Michael Gaddis, APC is a law firm dedicated to helping distressed... more
The Law Offices of Michael Gaddis, APC is a law firm dedicated to helping distressed homeowners save their homes. Helping distressed homeowners was a natural progression for Michael Gaddis who is also a California NMLS licensed mortgage broker. In 2008 Michael Gaddis was busy assisting homeowners to refinance out of 2 and 3 year adjustable loans into 30 year fixed interest rate loans when len... view profile
Kovalsky & Associates was founded by its principal Robert M. Kovalsky in 1992. Mr.... more
Kovalsky & Associates was founded by its principal Robert M. Kovalsky in 1992. Mr. Kovalsky was licensed as a California attorney in 1986 and as a California real estate broker in 1993. Mr. Kovalsky received a Bachelor of Arts degree in Economics from the University of California at San Diego in 1981 and a Juris Doctorate degree from the University of San Diego in 1986. Mr. Kovalsky has extensi... view profile
Homeowners threatened with losing their home through a bank foreclosure may benefit from the services of a real estate foreclosure attorney. When you buy a home, you usually get a bank loan and agree to repay it with monthly payments. If you fail to make the payments, the bank can start a foreclosure action, which enables them to sell your home to pay off the loan. Foreclosure laws are very detailed and strict about the process the bank must follow. A foreclosure attorney can explain your options to avoid a foreclosure sale, and help you to decide the best course of action for your situation.