The Law Offices of Michael Gaddis, APC is a law firm dedicated to helping distressed... more
The Law Offices of Michael Gaddis, APC is a law firm dedicated to helping distressed homeowners save their homes. Helping distressed homeowners was a natural progression for Michael Gaddis who is also a California NMLS licensed mortgage broker. In 2008 Michael Gaddis was busy assisting homeowners to refinance out of 2 and 3 year adjustable loans into 30 year fixed interest rate loans when len... view profile
I have been practicing consumer bankruptcy in Oceanside, California since 1994. I... more
I have been practicing consumer bankruptcy in Oceanside, California since 1994. I have helped hundreds of families overcome their financial difficulties. I have seen these clients go on to buy homes, start businesses and raise families. I like the work I do and strive to stay up to date on all changes in the law that might affect my clients. I handle all client communications, and a free consu... view profile
Homeowners threatened with losing their home through a bank foreclosure may benefit from the services of a real estate foreclosure attorney. When you buy a home, you usually get a bank loan and agree to repay it with monthly payments. If you fail to make the payments, the bank can start a foreclosure action, which enables them to sell your home to pay off the loan. Foreclosure laws are very detailed and strict about the process the bank must follow. A foreclosure attorney can explain your options to avoid a foreclosure sale, and help you to decide the best course of action for your situation.