Richmond Debt Settlement Lawyers — 5 found


Lawyers with

Avvo Rating

1.0 to 10.0


  1. Richmond Debt Settlement Attorney John Cole Gayle Jr.

    John Gayle

    I love the outdoors, exercize, Tennis, golf, cooking and dancing, biking, and my hunting dogs. Oh, and my family! But the cooking has made it difficult to exercize like i used to since... more
    Licensed for 36 years


  2. Richmond Debt Settlement Attorney John Gerth Merna

    John Merna Pro

    My goal is to make you a client for life! A family-oriented law firm for your family.
    Licensed for 23 years - 60 Min Free Consultation


  3. Richmond Debt Settlement Attorney Guy Russell Boleman III

    Guy Boleman

    There is nothing like experience to teach good lessons. And, so like many of you, I learned about financial hardship the hard way - through personal experience. After about 18 years of... more
    Licensed for 24 years


  4. Richmond Debt Settlement Attorney Chad L. Edwards

    Chad Edwards

    I grew up in Texas, went to college in Idaho, and have lived in Virginia since 2006. I became a lawyer because I have a passion for helping people solve their problems. I know that... more
    Licensed for 3 years - 60 Min Free Consultation


  5. Richmond Debt Settlement Attorney Laura Taylor Alridge

    Laura Alridge

    Richmond, VA Debt Settlement Attorney
    Licensed for 17 years
    Not yet reviewed


Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.